EasyVest Automated Investing

Yes, Even You. Build Wealth Your Way with EasyVest

You don’t need a lot of money to be an investor. With EasyVest, all you need is an initial deposit of $200, and access to our online banking.

Finally, An Investment Option for the Rest of Us

If you’re looking to dip your toes into investing, but don’t know where to begin, an ideal option is already in your hands. EasyVest is an easy-to-use and efficient tool for Lake County Educational FCU members who are newer to investing, or wanting to invest in smaller amounts. As an artificial-intelligence-based investment management tool, it automatically helps create and optimize investment opportunities for you, offering a secure investment option for anyone who is interested in building wealth, but is not sure how to get started.

EasyVest Does All the Work

You may not consider yourself a savvy investor, but never fear. You’ve got a robot.

EasyVest continually processes and analyzes live market data to optimize your portfolio based on your goals. After answering a few basic questions about yourself, the platform will be able to better understand your financial objectives. Then, EasyVest will tailor an investment strategy to help you achieve your goals, and continuously optimizes that strategy in real time.

Simple, Accessible Investing in the Palm of Your Hand

EasyVest is available now on your Lake County Educational FCU online banking dashboard, both on the Web and in our mobile app. Your EasyVest profile and account can be set up within minutes, and for as little as $200. Thereafter, you can make additional deposits of any amount to your investment account.

EasyVest is Available Now On Your Online Banking Dashboard

Disclosure: Non-deposit investment products are not NCUA / NCUSIF / FDIC or otherwise federally insured, are not guarantees or obligations of Lake County Educational FCU, and may involve investment risk including possible loss of principal. Lake County Educational FCU has contracted with Access Softek Advisory Services LLC (“Access Softek”) to make non-deposit investment products available to you. DriveWealth LLC, a SEC registered broker-dealer and member FINRA/SIPC, holds the investment accounts. Investment Advisor Representatives are registered through Access Softek.

Common Questions About EasyVest

Q. Is there a minimum amount required to invest?

A. The minimum initial deposit required is $200. Once you open your account, you must maintain a balance of at least $200.

Q. Are there any fees associated with using EasyVest?

A. There is an account management fee of 0.6% per year of the value of your investments. The account management fee is subject to a minimum fee of $0.50 per month. This fee is assessed the first day of each calendar month. Upon registering, you will be presented with the EasyVest fee schedule.

Q. What kind of investments can I make? How automated is the robo-advisor? Who administrates this process?

A. Upon registration, you’ll be asked questions to better understand your goals, aversion to risk, and retirement timeline. The “robo-advisor” will make an investment recommendation based on your results that will fund the account with your eligible Lake County Educational FCU deposit account. When using EasyVest, you create an investment account that invests in securities. Your account is not a Lake County Educational FCU share. The investment account is held at DriveWealth, LLC, a securities brokerage firm that is not associated with Lake County Educational FCU. The account is managed by Access Softek Advisory Services, LLC, which is also not affiliated with Lake County Educational FCU.

Q. Are there risks?

A. As with any investment, there is a risk that you may lose your investment. Should the market value of your account decline, your account may lose value. However, portfolios managed within an EasyVest account are rebalanced monthly to maintain the level of risk that aligns with a member’s goals.

Q. Is my investment safe? Is my money secure?

A. DriveWealth, which provides brokerage services through EasyVest to Lake County Educational FCU members, is an SEC-registered broker-dealer and a member of FINRA/SIPC, a regulator for all securities firms doing business in the United States. These funds are not insured by the NCUA or the FDIC, or any other insurance that protects against investment losses.

However, the Securities Investor Protection Corporation (SIPC) provides limited coverage, up to $500,000 per customer, to investors on their brokerage accounts if their brokerage firm becomes insolvent. For information about SPIC coverage, see: https://www.finra.org/investor...

Q. Have more questions?

A. Please note that Lake County Educational FCU associates do not have access to your EasyVest account information. If you have further questions about EasyVest, you are invited to email EasyVest support specialists at investsupport@accesssoftek.com. Support tools are also available on your EasyVest dashboard.