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Rates Effective September 1, 2010
| Certificates |
Min
Deposit |
Dividend
Rate |
APY* |
Term |
| Share Certificates |
$1000.00 |
.45 % |
.45% |
06 Mo |
| Share Certificates |
$1000.00 |
.65% |
.65% |
12 Mo |
| Share Certificates |
$1000.00 |
.85% |
.85% |
18 Mo |
| Share Certificates |
$1000.00 |
1.00% |
1.00% |
24 Mo |
| Share Certificates |
$1000.00 |
1.20% |
1.20% |
36 Mo |
| Share Certificates |
$1000.00 |
1.90% |
1.91% |
48 Mo |
| Share Certificates |
$1000.00 |
2.00% |
2.01% |
60 Mo |
Money Market Rate - .50% Dividend Rate
.501% APY*
- $2,500 minimum required to earn MM rate.
- Rates may change last business day each month
Regular Share Dividends - Dividends paid quarterly on shares over $250.
Current Dividend Rate - 0.20% Dividend Rate
0.200% APY*

*APY = Annual Percentage Yield.
(Dividends post quarterly).
Rates changed last business day of each month for renewals or new
certificates.
NOTE: Estimated
dividend for current quarter, this dividend rate can change due to
economic conditions and availability of earnings. Certificate rates & money
market rates are reviewed last day of each month and may change
for newly issued certificates and adjust for current and new money
market deposits.
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