Loan Rates

Unmatched Rates, First-Class Service. Try Beating That.

We all have goals in life. At Lake County Educational FCU, we are your financial champion. We'll take your unique goals and empower you reach them, and beyond. That's why we offer exceptionally competitive rates on all our services.

Below loan rates are quoted on the lowest rate, your final qualifying rate may be higher based on your credit worthiness. Rates are subject to change without notice.

Loan rates below reflect discount with automatic payments. Rates effective October 12, 2021.

New Cars Rate APR* Term
(Down Payment, 0%) 2022-2021 2.49% 2.49% 36 Mo
(Down Payment, 0%) 2022-2021 2.49% 2.49% 48 Mo
(Down Payment, 0%) 2022-2021 2.49% 2.49% 66 Mo
(Down Payment, 0%) 2022-2021 2.99% 2.99% 72 Mo
(Down Payment, 0%) 2022-2021 3.49% 3.49% 84 Mo
Used Autos Rate APR* Term
(Down Payment, 0%) 2021-2018 3.24% 3.24% 48 Mo
(Down Payment, 0%) 2021-2018 3.24% 3.24% 60 Mo
(Down Payment, 0%) 2021-2018 3.24% 3.24% 66 Mo
(Down Payment, 0%) 2021-2018 3.24% 3.24% 72 Mo
Used Autos 100% LTV 2017-2015 4.24% 4.24% 60 Mo
Used Autos 100% LTV 2017-2015 4.49% 4.49% 48 Mo
Visa Cards Rate APR* Term
Visa Cards (Gold) 9.80% 9.80% N/A
Visa Cards (Classic) 12.80% 12.80% N/A
Visa Cards (Fresh Start) 16.80% 16.80% N/A
Signature Loans Rate APR* Term
$2,000.00 8.74% 8.74% 24 Mo
$3,000.00 8.74% 8.74% 36 Mo
$4,000.00 8.74% 8.74% 48 Mo
$5000 to $15,000 8.74% 8.74% 60 Mo
Holiday Loan Rate APR* Term
Up to $1,500.00) 7.99% 7.99% 12 Mo
Share Secured Loans Rate APR* Term
Share Secured Loans 1.99% 1.99% N/A
Share Secured Visa12.8%12.8%N/A
Open End Line Of Credit Rate APR* Term
$5000 to $15,000 9.74% 9.74% N/A
Recreational Vehicles Rate APR* Term
New 4.25% 4.25% 180 Mo
Used - 20% Down 4.75% 4.75% 120 Mo
Boat Loans Rate APR* Term
New 4.25% 4.25% 120 Mo
Used - 20% down, 120 mo. Max 4.75% 4.75% 120 Mo
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