Student Loan Zone

Three Minutes, Zero Credit Impact. Top Lenders Compete for Your Loan.

The days of applying for individual student loans are officially over. Give us three minutes: one quick form, with zero credit impact. Let the nation’s largest network of private student lenders compete for your funding.

No Smoke, No Mirrors

Instantly compare rates from 17+ private student loan providers. Unlike comparison websites, the rates you see on our platform are 100% real, and pre-qualified. No ranges here. What you see is what you get.

As Easy as Shopping for Airline Tickets

Finding the most affordable loan should be easy, efficient, and transparent. It should be as simple as finding the lowest airline ticket. It wasn’t until now. This is the ultimate student loan search.

Try it Now

One Search. Done.

Minutes, Not Months

Student Loan Zone, by Lake County Educational FCU, is completely free, and offers a wide range of coverage including non-cosigned, international, and parent loans. Our cutting-edge student loan marketplace is designed to help you find the best student loan in a matter of minutes, not months.

Flexibility is Empowerment

  • Search for in-school and refinance loans that suit your unique situation
  • Explore competitive fixed and variable interest rates for ultimate personalization
  • Enjoy flexible repayment terms and options that fit your budget
  • Say goodbye to origination fees and prepayment penalties

We’ve Got You Covered

We're here to support students at every stage of their educational journey. Whether you're a high school senior planning for college, an undergraduate student pursuing your degree, a graduate student advancing your education, or even a borrower seeking to refinance for better terms, it’s all here. Our student loans are available to:

  • Parents
  • Undergraduate students
  • Graduate and professional students (MBA, Law, MD, JD, etc.)
  • Borrowers looking to refinance their existing student loans

Everything You Need to Succeed

Our student loans are specifically designed to cover all your education-related expenses. From tuition fees and room and board to textbooks, supplies, transportation, and other essential costs, it’s all fair game. Don't let financial barriers hold you back from achieving your dreams.


Borrow responsibly. We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

This student loan marketplace is powered by Sparrow. These loans are made by Sparrow’s lending partners. Lake County Educational FCU is not the creditor for these loans and is compensated by Sparrow for the referral of loan customers.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.


Sparrow, the Sparrow logo, and other Sparrow names and logos are service marks or registered service marks of Sparrow Labs Inc. All other names and logos used are the trademarks or service marks of their respective owners. Sparrow is not sponsored by or an agency of the United States of America.